By Finbar Garcia LUTCF, FSS, MFA
Season’s greetings. Many persons start their small businesses with dreams and goals of becoming a larger and well-known household name to all their customers. Along the way as their dreams unfold and as the business expands, the need for Business Insurance arises.
These entrepreneurs in many instances secure loans or even used all their savings as start-up capital toward the business; some may even use their personal Life Insurance policy as security at the bank, inadvertently depriving their loved ones of the security the same life policy they depended on if death had occurred.